Best Cell Phone Plans in New Jersey 2026
True monthly costs including New Jersey wireless taxes (6.6%) and federal fees. Updated April 2026.
New Jersey Wireless Tax & Fee Breakdown
Carriers advertise one price, but New Jersey residents pay more. Unless a carrier explicitly includes taxes in its price, these charges are added to your bill every month:
Top 5 Cheapest Plans in New Jersey
Ranked by true all-in monthly cost for a single line, including New Jersey taxes and fees.
Tello 1GB Plan
MobileX Personalized (AI-Selected)
MobileX AI Forecaster Trial
Tello 5GB Plan
US Mobile Light Plan
Carrier Coverage in New Jersey
Verizon Network
Strongest rural and suburban coverage. Premium pricing on flagship plans.
AT&T Network
Excellent coverage in rural areas. Strong mid-tier value.
T-Mobile Network
Fastest 5G speeds in metro areas. Growing rural footprint.
Frequently Asked Questions
What are the cheapest cell phone plans in New Jersey?▼
The cheapest plans in New Jersey are typically from MVNOs (mobile virtual network operators) like Mint Mobile, Visible, and Tello. These carriers use the same towers as Verizon, AT&T, and T-Mobile but charge significantly less. With New Jersey's wireless tax rate of 6.6%, plans that include taxes in their advertised price (like T-Mobile and Visible) can save you even more.
How much are wireless taxes and fees in New Jersey?▼
New Jersey (NJ) has a combined wireless tax rate of approximately 6.6% (state plus average local surcharges). On top of that, federal fees like the Universal Service Fund (~$2.75/line) and E911 fees ($1.90/line) add to your bill. Some carriers include all taxes and fees in their advertised price, which means what they quote is what you pay.
Which network has the best coverage in New Jersey?▼
Coverage varies by location within New Jersey. In general, Verizon and AT&T have the strongest rural coverage, while T-Mobile leads in urban and suburban 5G speeds. Use our coverage tool to check specific addresses in New Jersey.
Can I keep my phone number when switching carriers in New Jersey?▼
Yes. Federal law requires all carriers to let you port (transfer) your phone number when you switch. The process typically takes a few hours. Your new carrier will handle the port for you.
Are there military or senior discounts on cell phone plans in New Jersey?▼
Yes. T-Mobile, Verizon, and AT&T all offer military/veteran and first-responder discounts. Consumer Cellular and T-Mobile offer senior-specific plans. Use our calculator to see your personalized price with all eligible discounts applied.
Best Plans by State
Find Your True Cost in New Jersey
Enter your zip code, line count, and usage to get a personalized cost comparison including all New Jersey taxes and fees.
Calculate My True CostPrices shown include estimated New Jersey state and local wireless taxes plus federal fees. Actual costs may vary by exact location. Data updated April 2026.